Group Benefits Plan FAQs
The Log Harvesting Sector Benefits Plan
Who is eligible to join?
All member firms can join—from a one person operation to larger companies. All your permanent, non-seasonal employees who work at least 20 hours per week must join the plan. Contractors or sub-contractors for whom you pay WCB premiums may be considered your employees for coverage purposes.
Employees who already have extended health or dental coverage elsewhere may choose to opt out of that coverage. However, they must be enrolled in the life, accident and disability benefits.
How much does it cost?
Premiums are based on the number of employees you have and the package you choose. You may choose to share the cost with your employees, but your share must be at least 50% of the total premium. Contact Log Harvesting Sector Benefits Plan for a schedule of premiums.
Does the extended health plan replace the provincial health care plan?
No. All residents of BC must be insured under the provincial health care plan. The Log Harvesting Sector Benefits Plan extended health coverage supplements the Medical Services Plan of BC.
Is travel for medical treatment covered?
Transportation and lodging is covered to a lifetime maximum of $2,000 if you require medical treatment that is more than 250 km away from home and are referred by your doctor.
Can I choose just some of the benefits and not others?
No. The plan is designed as a package. You select the Economy, Basic, Enhanced and Deluxe Plan and the chosen package applies to you and all your employees.
Can I purchase additional insurance for me and my spouse?
Yes, you can purchase additional life and critical illness insurance for you or your spouse if you provide evidence of good health. Additional accident insurance is available without providing evidence of good health. Contact Log Harvesting Sector Benefits Plan for more details.
How can I sign up?
Contact the Interior Logging Association office or Johnstone’s Benefits for more information.
Interior Logging Association
Ph 250-503-2199
Email: info@interiorlogging.org
Johnstone’s Benefits
Ph 1-800-432-9707
Email: logharvest.insurance@jbenefits.com